Eligible Schwab Accounts

The Platinum Card^® from American Express for Charles Schwab and the Charles Schwab Investor Credit Card^® from American Express are only available to you if you maintain an eligible account at Schwab (an “eligible account”). An eligible account means (1) a Schwab One^® or Schwab General Brokerage Account held in your name or in the name of a revocable living trust where you are the grantor and trustee or (2) a Schwab Traditional, Roth or Rollover IRA that is not managed by an independent investment advisor pursuant to a direct contractual relationship between you and such independent advisor. Eligibility is subject to change.

American Express may cancel your Card Account and participation in this program, if you do not maintain an eligible account.